Fundamentals
Many people find it increasingly difficult to invest on their own, given the complicated array of investment products available, and then making sense of how those investments fit into their overall financial plan. That’s when professional investment advice can help. BCM provides customized, discretionary invstment management and ongoing strategic oversight that can better position you to reach your long-term investment objectives. Our mission is to be your trusted advisor, and through that relationship, provide sound advice, and wealth management which will give you security in the knowledge that your retirement and investment plans are achieving their financial goals. The critical component of this relationship is listening and accurately assessing your objectives to truly understand your needs. BCM does not merely pick stocks, we carefully analyze personal circumstances and assess the market environment to deliver the ideal investment strategy for each client.
Most individuals struggle with the challenge of detaching their emotions from the investment decision making process, and in the quest to conquer impressively large returns, tend to buy and sell at the wrong times. Overwhelming research shows that this behavior of “chasing winners” actually leads to significantly lower returns than desired. BCM clients can rest assured that we will manage your investment portfolio with a sound, disciplined approach, to ensure that their investment is positioned for success regardless of the changing market conditions.
Most individuals struggle with the challenge of detaching their emotions from the investment decision making process, and in the quest to conquer impressively large returns, tend to buy and sell at the wrong times. Overwhelming research shows that this behavior of “chasing winners” actually leads to significantly lower returns than desired. BCM clients can rest assured that we will manage your investment portfolio with a sound, disciplined approach, to ensure that their investment is positioned for success regardless of the changing market conditions.
Core Investment Philosophy
Investing is a tradeoff between risk and expected return. In general, assets with higher expected returns carry higher risk, and lower returns, lower risk. However, this risk/reward relationship is a constantly changing dynamic, and offers few, if any, absolutes to investors. BCM’s philosophy is to achieve consistent returns and preserve invested capital, by minimizing volatility and downside risk.
BCM will maintain a disciplined investment approach, which incorporates the following fundamental beliefs:
BCM will maintain a disciplined investment approach, which incorporates the following fundamental beliefs:
- We believe companies that demonstrate the ability to maintain long-term, consistent earnings growth will realize enhanced stock price over time, due to their anticipated future earnings and the valuation the market places on those earnings. Given the tendency of investors to focus on short-term gains, this sustainability of earnings growth is often times overlooked and not properly recognized by the market.
- We believe that the use of certain quantitative analysis helps to optimize a diversified portfolio based on individual stock and asset class correlations. We seek to minimize risk on an ongoing basis, which can lead to higher returns, because avoiding the downside can have a powerful effect on compounding growth.
- We believe the human emotions of fear and greed lead investors to behave irrationally. They often times mistake market noise for relevant information, causing over-exuberance and mispricing. This presents an opportunity for the value-conscious investor to consider the contrarian approach and capitalize on these regularly occurring anomalies.